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Here’s a fact seldom discussed when the topic of travel agents arises. When the airlines began cutting commissions to travel agents in the mid-90′s, the real problem wasn’t commissions. No, the airlines had another reason for wanting travel agents out of the picture. Travel agents told clients how to obtain the lowest fare. Call American Airlines directly, and they don’t tell you Delta has a lower fare. But a travel agent would.

Know what? They …

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There are many nicknames for the city of San Francisco, including “The City.” There is “415” – the area code, “San Fran” – (don’t use this one), “Fog City” – self-explanatory, “Golden Gate City” – for the bridge, and even “Baghdad by the Bay” – with reference to the cosmopolitan nature of the population, much like that of pre-war Baghdad. Lately, The City …

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